Tips For Explaining Auto Accident Attorneys To Your Boss

Auto Accident Attorneys

The long-term effects of a car accident could result in expensive medical bills, a lower income and suffering. The person who caused your accident must be held accountable for these losses.

A New York City auto accident attorney can help you get full compensation for your losses. A skilled attorney in car accidents can also safeguard you from inexplicably denied claims by insurance companies.

Distracted driving

Every driver is responsible to operate their vehicle in a safe manner and keep their attention focused on the road. Distracted driving is a major cause of near-collisions and collisions, and it can be extremely dangerous for other drivers on the road. If you've been injured due to a distracted driver you could be entitled to compensation.

While many people think of texting or calling when they hear the phrase distracted driving, it's actually any activity that puts your hands off the wheel, eyes off the road, or mind off the task at the moment. This involves eating, reaching into the car to get items, interacting with passengers and adjusting the controls on the dashboard like the radio or temperature. It can also be personal grooming, such as shaving or applying makeup.

According to research by the National Highway Traffic Safety Administration (NHTSA) and Virginia Tech Transportation Institute (VTTI) around 80 percent of all crashes and 65 percent of collisions that are near-collisions happen due to driver distraction. The act of taking your eyes off the road for just five seconds when you're driving at 55 mph can increase the risk of your crash by a factor of two.

If you've been injured in a crash caused by a distracted driver, a skilled lawyer for auto accidents can assist. They can investigate your case and make the strongest arguments for a full settlement and include all of your future and current expenses.

Car crashes

Car accidents can take many forms, from simple fender benders, to devastating head-on collisions. The nature of the accident determines the liability, as does the severity and extent of injuries to the victims and their financial losses.

National Highway Traffic Safety Administration (NHTSA) crash statistics show that driver errors are the leading driver's fault in motor vehicle accidents. Even the tiniest distraction such as flipping through radio stations applying makeup or looking at a map can result in an injury or accident. Other causes of car accidents include speeding, drunk or reckless driving, poor weather conditions, inexperienced drivers or older drivers.

A competent New York City car accident lawyer will analyze your case and pinpoint all parties responsible for your injuries and financial losses. They can also negotiate with the defendant's insurance company to agree on an equitable settlement of your claim.

An experienced attorney for auto accidents can assist you in obtaining the compensation you're due for your losses and injuries that include future and past medical treatment costs as well as lost earnings, emotional and physical distress, auto accidents and other damages. They can also ensure that your claim has insurance coverage for auto accidents uninsured and sub-insured drivers, in the event that they are required. This is especially crucial if the person at fault does not have insurance, or only has the minimum amount required by New York law.

Uninsured or underinsured motorists

Some drivers opt not to carry car insurance, while others are covered only in the minimum. If an under- or uninsured driver is responsible for causing collisions, it can be difficult to obtain compensation for the losses. In these cases it is crucial to have a seasoned lawyer on your side as well as the insurance company.

When the other driver's liability limits aren't high enough to pay for your losses, you may be able to file a claim under your own insurance policy's underinsured/uninsured motorist coverage. This kind of insurance is typically included in a comprehensive policy and can provide important protections in the event that you're involved in a serious collision.

The procedure for filing UIM/UM claims is similar to the traditional claim for auto accidents. It is usually a matter of submitting copies of your medical bills and auto accident attorney repair bills. The insurance company will analyze these and other documents to determine if your losses fall within the bounds of the other driver's insurance.

It is recommended to speak with a New York City car accident lawyer as soon as you can after the accident and file an immediate claim for UIM/UM, particularly when the other driver states that they do not have or lack insurance coverage. This allows your lawyer to work with the other driver's insurance provider and their own underinsured/uninsured coverage providers to get you maximum compensation for your loss.

Property Damage

If your vehicle is damaged in an accident, you can seek compensation from the insurance company of the party at fault. Our lawyers can assist you submit a claim for economic and non-economic damages, including the cost of your medical expenses and lost income. You could also be eligible to claim compensation for your pain and suffering.

We will keep track of all physical evidence in your case. This includes taking pictures of the scene of the collision and your property, like scratches, broken glass, and cracked screen protectors for your device. We will also get any reports of an accident or police report and any witness information.

The law in New York State is comparative negligence, which means that even if you are found to be partly responsible for the incident and you are found to be partially responsible, your damages will be reduced by the percentage of the liability you have been assigned. Likewise, the defendant may be found to be entirely responsible for the accident and therefore not able to recover in any way.

Be sure not to give any oral or written statements to representatives from the at-fault parties' insurance companies, as they could be used against you later in court. You should also visit your doctor as soon as possible after the accident. Certain injuries may take some time to manifest and may be used against you in court if you try to claim compensation.