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How to File a Boat Accident Claim

Boating can be thrilling and enjoyable, but if you are not careful it can quickly become dangerous. Just like cars, boats must adhere to strict safety rules to prevent injuries.

If you have been injured in a boating incident you could be entitled to compensation for your medical expenses and for property damage. Contact a New York boat accident lawyer to increase your chances of winning.

1. Gather Evidence

If someone is involved in a boating accident, the most important step is to gather evidence and contact an attorney. It is also important to seek medical attention as soon as possible for any injuries that may have occurred. Medical records and other evidence are necessary to support a claim for damages like future and current medical costs, loss of income or earning potential, property damage and non-economic damages like suffering and pain.

Photos and video footage can be used to preserve physical evidence from the scene of a boating accident. Eyewitness testimony is another vital evidence source, as it can give valuable information about the cause of an accident that could otherwise be missed. You can also use police and incident reports to establish a timeline.

A knowledgeable lawyer can review the evidence and determine which parties might be liable for a victim's injuries or losses. A claim for negligence in a boating accident usually involves multiple parties, including the driver of the boat and the owner or manufacture of the watercraft.

A trusted lawyer can handle all communication with insurance companies who are involved in a person's claim for compensation. An attorney can impede victims from saying anything that could be used against them in court. In addition, they can assist victims get fair settlements for their losses.

2. File a Report

The first thing you should do following a boating accident is to make sure everyone is safe. After that, you need to contact the local law enforcement agency and submit a formal report of the incident. According to state laws and regulations, you could have up to 48 hours to file a report if the accident resulted in injury or death that requires medical attention above basic first aid. In addition, you could have ten days to file a report when the accident causes more than $2,000 of damage or the boat is damaged.

If possible, you should stay at the accident site to assist other boats or persons without risking your safety or the safety of the victim in danger. This will let the law enforcement officer to note important information, such as what caused the accident and who was on board at the time of crash, and what it caused.

Unfortunately, even highly trained and experienced boaters could be involved in accidents on the water because of someone else's negligence. A knowledgeable attorney can determine the negligent party accountable for your injuries, and assist you pursue compensation. Medical expenses, property damage and financial losses are all recoverable damages. A lawsuit against the party responsible could also result in financial compensation for your pain and discomfort or loss of quality life, and emotional distress caused by the incident.

3. Examine the damages

After medical professionals have examined all injuries and ensured that everyone is secured It is essential to take a good look at the damage to the boat. You must now begin thinking about your insurance policy.

A surveyor will be assigned to your claim and will go out to assess the damage caused by the accident. He or she will evaluate the damage to the one originally stated by you. They will then begin figuring out how much the damages might be worth.

Most boat accidents are caused by a combination of causes which means it's not always possible to control all of them. If there was a flaw in the boat, you may be in a position to file a claim for product liability against the manufacturer who created the sunrise boat accident law firm.

In these instances, it is essential to find a lawyer who has experience in handling boating claims as they can create an air-tight defense that proves that the manufacturer was responsible for the accident.

It is important to remember that different types are covered by different insurance policies. For instance homeowners insurance will usually only cover smaller boats that have an engine which is less than 50 HP. This means that jet skis, airboats, lawyers and larger vessels won't be covered by homeowner's insurance.

4. Contact an attorney

Inform your insurance company as soon as you feel secure and have seen a doctor in case of any injuries. Even if there is no police report, you'll still have to inform your insurance company. You should be careful when supplying details to insurance companies, as they will often attempt to assign blame for an accident. This can reduce the amount of compensation you are granted. The NYC lawyers for boating accidents at Mirman, Markovits & Landau will fight hard to debunk these claims and limit the amount of fault that you are liable for.

If you are able you, it's a good idea to get information from the other boat operators or owners who were involved in the crash. Included in this list are their name, address and telephone number along with any insurance details. It is also beneficial to keep a copy of the accident report that has been filed.

Boat accidents can be frightening and cause serious injuries. They can cause substantial medical expenses, lost wages, and even damages. The parties responsible for the injury must be accountable for any harm they may have caused. You won't be able to receive the amount you are due if you don't consult an experienced New York injury lawyer as early as you can. This will help level the playing field and allow you to focus on healing.