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Motor Vehicle Legal Terms

The laws regarding Motor vehicle Accident lawyers vehicles differ from state to state. In general, the law assumes that a vehicle is being operated with its owner's permission.

Laws that increase penalties that make revocation automatic or targeting social hosts can have mixed effects on mortality rates. Mandatory education, alcohol treatment and interlock devices have small effects.

Legal Definitions

State laws govern the legal definitions of motor vehicles. The various definitions used by the federal government for matters related to national requirements for fuel economy and licensing requirements for commercial vehicle drivers serve mostly for administrative reasons, and do not apply to states that determine their own registration classifications. These classifications for vehicles determine if a motorist requires an additional license to operate certain types of vehicles.

The state laws define the terms "automobile," "light truck" and other. For instance light truck, it's any vehicle with a manufacturer-rated carrying capacity less than 7,500 pounds. This excludes panel delivery vehicles and pickup trucks. Also, it does not include any combination of vehicles intended to transport passengers or property within its own structure, like manufactured homes and trailers.

A wheel chair conveyance is a device with wheels, typically used by those who, due to physical disability, are unable to move about as pedestrians. Mopeds are motor vehicle with not more than three wheels in contact with the ground. It travels at speeds of no more than 35 miles per hour.

A pedicab, or pedal-driven vehicle, is one that is driven by a driver sitting on the top. A person who holds the legal title to a vehicle is called the owner.

Traffic Laws

Typically, every state has its own set of motor vehicle laws that encompass everything from registration process to the insurance requirements. The statutes also cover the types of vehicles that are covered by the law. Some of these laws are similar across states, however others differ greatly. There are laws that restrict the number of people that can be transported by pedicab. There are laws that ban reckless driving on certain kinds of roads, including parking lots.

A person who operates a motor vehicle accident lawsuits vehicle in violation of these rules could be punished with fines and penalties for doing so. The penalties range from being able to have your driver's license suspended and being required to attend an traffic school.

One of the most important laws in a state pertaining to vehicles is the one that governs the speed limits that are placed on roads. In New York, for example it stipulates that the speed limit for a commercial vehicle is similar to that of an automobile.

It also defines the term "motor vehicle" as any vehicle or other device that is propelled mechanically and used on a highway to transport people or property, or for other commercial purposes. The law excludes trailers coaches, semitrailers, all-terrain and snowmobile vehicles as well as motorized mobility assist devices used by disabled people and self-propelled corn as well as hay harvesting machines.

Insurance

A motor vehicle policy is a contract which protects the insurer from financial loss from liability for bodily injury, death, or property damage caused by a third party arising from maintaining, operating or use of an insured vehicle. It may also protect physical damage to the vehicle. It must include the name and address of the named insured as well as the protection provided by the policy. It also includes the amount of premium paid and the time frame for the period for which the policy is in force, as well as the limits of responsibility. It must also contain an agreement or endorsement stating that the insurance coverage is in compliance with the coverage that is specifically outlined for bodily injury, death or property damage.

The language of the motor vehicle policy may be confusing for the average person, and Duncanville law firms typically recommend that an individual review an example policy to understand the terms. One of the biggest areas of confusion is the definition of "motor vehicle." The phrase is used often in statutes governing the registration of vehicles and financial accountability laws.

Examples of coverages under a motor policy include commercial auto coverage for motor Vehicle accident lawyers automobiles that are used for commercial, business establishments or activities, employment, or jobs carried out for profit, as well as automobile liability coverage, which comprises PIP MP, PIP, and uninsured and underinsured coverage for drivers (UM/UIM). A majority of states require drivers to have this kind of insurance.

Permissible Use

It is essential to know how insurance coverage works when someone other than the named insured or a family member is driving your car and causes an accident. This concept is referred to as permissive use and the specific terms of your policy could differ however, in general, most large car insurance companies provide this type of insurance.

It is important to keep in mind that you are accountable for any damage caused by a driver who has your permission. Permission can be implied or motor Vehicle accident Lawyers express and does not typically need to be in writing.

In determining whether there is implied permission, courts consider the relationship between the parties; their past behavior and use of the vehicle, as well as the circumstances surrounding the particular driving event that is in question. A court will also look at whether any restrictions were imposed on the scope of permissive use and if even minor deviations from time, location and usage restrictions of the permission would be in violation of these limitations.

Be aware that adding an additional driver to your insurance policy could increase your premium, as the vehicle becomes more risky to insure. It is important to carefully think about your options before lending out your vehicle to anyone else. If you're unsure whether to include someone on your policy or not, get in touch with Jerry to discuss the specific terms of your insurance policy. Get a no-cost quote.