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The Basics of Car Accident Law<br><br>You may be worried about your legal rights when you or someone you love has been in an automobile accident. This article will help you understand the basics of New York car accident law.<br><br>Contact a lawyer right away in the event that you've been injured in a car accident. You can learn more about your rights when you schedule an initial consultation with an attorney in your area.<br><br>Medical Exams<br><br>In many car accident cases the insurance company of the at-fault party will require you to undergo an independent medical exam. It can be an No-Fault IME or a liability IME which will typically be conducted by a doctor commissioned by the insurance company for the purpose of obtaining information they can use to revoke your No-Fault benefits or to cast doubt on your claim.<br><br>The IME is an examination performed by the doctor who does not know you and has never previously treated you. 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This includes compensation for medical bills or property damage as well as the pain and suffering.<br><br>The majority of states have modified comparative blame rules that determine the driver's compensation according to how much they are accountable for an accident. In certain states, such as New York, the 50% bar rule means that drivers who are found to be more than 50% at fault for an accident can't recover damages from their insurers.<br><br>Although it can be difficult to determine the cause of an accident, there are some things you can do to ensure that you don't create any issues and hinder your efforts to receive the full amount of compensation. Take a deep breath and then focus on your health and safety. Next, gather as the evidence you can, including photos of the scene, names and contact information for witnesses.<br><br>Insurance Claims<br><br>Insurance claims are an essential element of the law governing car accidents. 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While it may be tempting to lie about your injuries or about the accident however, it can negatively impact your chances of winning a lawsuit.<br><br>You should also keep a record of your future and current medical bills, as well as any associated expenses, such as lost wages. These records could aid in calculating the value of your claim, and when negotiating with an insurance company.<br><br>Although it is not legally required to be covered, certain states offer [http://125.141.133.9:7001/bbs/board.php?bo_table=free&wr_id=1272211 car accident lawsuit] insurance that covers medical care for the victims of car accidents, regardless of the fault. This kind of insurance is known as "no-fault" coverage. This type of insurance isn't available to all drivers. However, it can be a great option for some.<br><br>Filing a Lawsuit<br><br>If you're injured in a [http://gwwa.yodev.net/bbs/board.php?bo_table=notice&wr_id=3194423 car accident lawyers] accident which wasn't your fault, you could be entitled to compensation for your medical bills, lost income and other damages. However,  [http://125.141.133.9:7001/bbs/board.php?bo_table=free&wr_id=1347247 car accident lawyers] this may be difficult to attain if the insurance company of the other motorist refuses to negotiate a fair settlement.<br><br>In these instances you could decide to sue the driver who caused the crash. The process of suing can take several years depending on the state where the crash took place.<br><br>Before submitting the case your lawyer will require access to your medical records and other documents. This will assist the attorney determine the severity and extent of your injuries. 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The Basics of Car Accident Law<br><br>If you or someone close to you was involved in a car accident, you may be concerned about your legal rights. This article will outline the basics of New York's car accident law.<br><br>If you've been injured in a car accident Do not wait to talk with an attorney. You can learn more about your rights by scheduling an initial consultation with an attorney in your area.<br><br>Medical Exams<br><br>In the majority of car crash cases, the insurance company of the party at fault will require you to undergo an independent medical exam. It could be a No-Fault IME or a Liability IME. The insurance company will usually request that you undergo an independent medical examination to determine if they hold any information that can be used to terminate your No-Fault benefits or to dispute your claim.<br><br>The IME is an examination carried out by a doctor who isn't familiar with you and who has never had a chance to treat you before. 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